Too many retirees place their trust in financial gurus whose advice may be influenced by conflicting interests or misaligned incentives. Often, the investment guidance offered is piecemeal-delivered without a full understanding of your unique goals, risk tolerance, and retirement needs. On the other hand, trying to go it alone-the DIY route-can be equally risky. Without years of experience and knowledge, managing your own investments can lead to costly mistakes. This book empowers you with a smarter alternative: the latest strategies in self-directed investing using low-cost Exchange Traded Funds (ETFs). You'll learn how to build a resilient, worry-free portfolio tailored to your retirement lifestyle. With the right approach, you can retire with confidence, live fully, and enjoy peace of mind-free from financial stress and investment uncertainty.