Arabella McCullen has recently lost her father and feels like her world has no meaning. After the passing of her grandmother, a year later, she is forced to go to Ireland to sift through her grandmother's possessions. Once there, Arabella shuts the world out, rejects the support of those around her, dismisses the one man who could show her how to live freely again, and fights love in every way out of fear of loss and failure. Lonely and in despair, Arabella discovers her grandmother's journal and begins to learn more about her family and their history. This leads her on a journey of self-discovery through the love of a Scarlett penny that traveled through years of hardships and loss, but ultimately found love. Can Arabella follow the example of the Scarlett Penny, come to terms with her loss, and dare to love again?