For the past twenty-five years, Dave Wager has served as a leader, friend, and teacher to thousands who have entered the educational grounds of Silver Birch Ranch in White Lake, Wisconsin. Today Dave continues to serve as the president of Silver Birch Ranch, and also teaches at camps, conferences, churches, and businesses throughout the world. Dave's life has been dedicated to the growth of young people, first as a volunteer youth worker and then later as a fifth-grade teacher. He has served as president of the Wisconsin Christian Camping Association and currently teaches a class in "Christian Life and Ethics" at the Nicolet Bible Institute. Dave holds a B.A. from Wheaton College and an M.S. Ed. from Northern Illinois University. Dave desires that each person he meets walk intimately with God and fulfill the purposes for which he or she was designed. He believes that joy and effectiveness in life, work, and ministry come from knowing what really matters. His focus is in examining how today's choices affect the real bottom line: knowing what we are about, what are our responsibilities, and what are God's responsibilities.